We present YONO, a product of Sabah Credit Corporation (SCC) — the Sabah State-owned Financial Superapp. The YONO (You Only Need One) Superapp is a financial application developed in Sabah to empower users in financial planning and to support local businesses across the state. YONO Superapp is designed to cater to users’ cash flow needs, offering convenient financial solutions including instant loan approval and disbursement. Powered by Fass Payment Solutions Sdn. Bhd. (Fasspay), a licensed E-Money Issuer regulated by Bank Negara Malaysia (BNM), the YONO e-wallet service operates under a White Label arrangement, whereby Fasspay is the issuer and manager of the e-money service, while SCC provides and operates the YONO platform as the white label partner.
To promote positive growth in the financial sector, emphasizing collaboration and transparency. We aim to build a supportive ecosystem that enhances the quality & efficiency of financial interactions, benefitting both businesses & individuals.
To empower the citizens of Sabah by providing innovative fintech solutions that are accessible, reliable & user-friendly. To bridge the gap between traditional finance and digital innovations. To ensure that every individual & business can thrive in modern financial landscape.
To shaping a new fintech future for the citizens of Sabah, not only driving business prosperity & creating job opportunities but also on empowering our citizens to achieve their aspirations & guiding the way in the 21st-Century digital landscape.
In designing Sabah’s first Super App, we take into account our users’ needs and prioritize their satisfaction and security.